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Bankruptcy

Manos Legal Services > Bankruptcy (Page 3)

How to Prep Your Car for Winter Weather

[ad_1] One moment you’re all T-shirt and sunglasses. The next, you’re Googling snow-scraping hacks for your windshield. (Hint: don’t use boiling water — that could cause it to crack.) Now’s a good time to prep your car for winter weather, especially if you live in a snow-prone area. This will ensure it continues to run safely and survive seasonal mayhem. Here are six ways to ready your ride this winter. 1. Top Off Your Fluids First things first: park your car on a level surface and wait till the engine’s cool. Then, start with the oil. Remove the dipstick, wipe it clean with...

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How to Host a Money Stress Free Thanksgiving

[ad_1] From the Mint team: Mint may be compensated by some of the links that appear in this article. Our partners do not endorse, review or approve the content. Any links to Mint Partners were added after the creation of the posting.  Mint Partners had no influence on the creation, direction or focus of this article unless otherwise specifically stated. Thanksgiving is the start of the holiday season. It’s the countdown to Christmas, the first real family gathering since Easter or Fourth of July. For some people, it’s the only time they see their families. For many of us, it’s a...

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What the Finance is a Debt Repayment Plan

[ad_1] Is your debt stressing you out? If so, we promise you’re not alone. Especially if you are financing a home. According to the Center for Microeconomic Data, mortgage balances—the largest component of household debt—rose by $60 billion during the second quarter of 2018. If you’re committed to getting out of debt, we’ve got you covered on how to set up a debt repayment plan to make sure you stay on track and reach debt freedom as soon as you can. Here are five simple steps on how to jump-start your debt repayment journey: #1 Asses The Amount of Debt You Owe Of course,...

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The Scariest Things to Happen to Your Budget

[ad_1] I’ve been kicking around an idea for a scary movie. The main character leads a fairly normal life with a stable job, an affordable apartment and a partner to share expenses with. Things are going well. Then one day, they try to make a deposit at the bank – and there’s no record of an account by that name. When they show up to their job, that position no longer exists. Every trace of financial identity has vanished, and the character’s life spirals out of control until they eventually end up in a homeless shelter. Maybe that’s a terrible idea for...

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How to Save Money in Just 6 Simple Steps

[ad_1] You probably already know you need to save more money — but where do you start? The thought of stockpiling away funds isn’t glamorous, but learning some simple tricks for how to save money as early as possible will be beneficial in the long run by establishing good habits. And it’s easier than you may think to save money. Just a few strategic decisions is all you need to set yourself up for financial success. Before you know it, you’ll be hitting your savings goals with minimal effort. 1. Set Yourself Up With the Right Type of AccountSavings accounts provide a...

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5 Top Habits to Help You Stress Less About Your Finances

[ad_1] If your finances are a constant source of stress and anxiety, you’re certainly not alone. In fact, 40 percent of American adults say they would have a tough time covering an unexpected expense of $400 or more, according to the Federal Reserve’s Report on the Economic Well-Being of U.S. Households in 2017. Furthermore, 1 in 10 adults says they struggled to pay their bills at least once in the past year due to varying income. A sobering truth bomb? Reducing financial stress when you don’t make enough is nearly impossible, explains Emily Guy Birken, author of End Financial Stress Now....

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How to Set Yourself Up for Success During the Holidays

[ad_1] What’s in store for your credit this holiday shopping season?  Holiday shopping season is upon us. Whether you’re looking for a good deal on something you’ve wanted for a while or finalizing a list of gifts, there’s one thing you may not be paying enough attention to: your credit. Fortunately, we’re here to help with some pointers for you, whether your credit is in good shape or might need some work.  If you already have good credit… If you already have good credit, congratulations. That’s a real achievement for which you should be proud. Here are a few things to consider as...

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10 Ways to Save Money on Halloween Decorations

[ad_1] If you live a frugal lifestyle, holidays can test your commitment to thriftiness. It feels silly to spend money on decor, tableware and lawn ornaments that only come out for a few weeks a year. But that’s the point of a holiday – spending time and energy to celebrate a fleeting moment, regardless of how pointless it might seem. The good news is, tricking your place out for Halloween can be a cheap treat if you approach it the right way. Here are some of our best tips from frugal experts. Hit Up Craft Stores Justin Pritchard, CFP of Approach Financial Planning...

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How to Keep Your Budget in Check this Holiday Season

[ad_1] Ah, the holidays. Amid the cheer, festive gatherings with loved ones, and stress from the inevitable craziness, if not careful, they could put a serious dent on your credit cards. While it’s certainly not news that the holidays happen every year, they do have a way of unexpectedly creeping up on us. However, with a bit of prep, you can avoid those cringeworthy “overspend” moments, and avoid suffering from holiday debt hangover. Here are some ways to keep your spending in check this time around: Create a Holiday Spending Plan You may have a budget, or spending plan, for your your day-to-day...

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Fall Into These Good Credit Habits

[ad_1] Good habits are the foundation of a stable life. Little things like exercise, hygiene, meditation and reading can have a tremendous impact if done consistently. It’s about taking a holistic approach to improving and maintaining yourself day in and day out.  The same holds true for your finances. By forming a system of healthy habits, you can avoid the stress that most people associate with managing their money. You may still have setbacks and downturns, but the road to your financial goals will be smoother and less complicated.   The best way to start is by paying closer attention to your credit...

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