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Bankruptcy

Manos Legal Services > Bankruptcy (Page 4)

How to Keep Your Home Safe From a Major Snowstorm

[ad_1] The holiday season is upon us, and if you’re like most, you may be tempted to deck your halls with all the trappings of the season. But before you do, it’s worth remembering that the holidays have the potential to bring some not-so-merry tidings. Between the numerous parties, the abundant cooking, the entertaining and the traveling, your home faces more hazards during the holiday season than you may think.   Here are six ways you can protect your home, family and finances during the most wonderful time of the year.   Tend to Your Tree   The centerpiece of your holiday décor —...

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Newly Unemployed? How to Get Your Money Situation in Order

[ad_1] Staying on top of your finances when you have a steady paycheck is one thing, but if you’re in between jobs, that’s an entirely different story. It may be far too easy to bury your head in the sand, and momentarily escape from your sorrows by stress-eating sweets. When I was unexpectedly let go from a contract job a few years ago, for the first time in my adult life I was without a full-time job. It’s easy to feel like you’re life is spinning out of control, and to let your finances go on the fritz. However, there are...

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Everything You Need to Know About Opening a Savings Account

[ad_1] A savings account is a secure place to store your money that earns a small percentage of interest annually while your funds grow towards your long-term financial goals. Everyone’s savings needs are different. Whether you’re saving for a plane ticket or house down payment, or need easy access versus wanting to stow cash away untouched, it’s important that you do a little research to find a savings account that’s right for you. Benefits of a Savings Account If you’re going to start diligently portioning part of your income to savings every month, you should consider  finding a savings account that maximizes...

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How to Prep Your Car for Winter Weather

[ad_1] One moment you’re all T-shirt and sunglasses. The next, you’re Googling snow-scraping hacks for your windshield. (Hint: don’t use boiling water — that could cause it to crack.) Now’s a good time to prep your car for winter weather, especially if you live in a snow-prone area. This will ensure it continues to run safely and survive seasonal mayhem. Here are six ways to ready your ride this winter. 1. Top Off Your Fluids First things first: park your car on a level surface and wait till the engine’s cool. Then, start with the oil. Remove the dipstick, wipe it clean with...

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How to Host a Money Stress Free Thanksgiving

[ad_1] From the Mint team: Mint may be compensated by some of the links that appear in this article. Our partners do not endorse, review or approve the content. Any links to Mint Partners were added after the creation of the posting.  Mint Partners had no influence on the creation, direction or focus of this article unless otherwise specifically stated. Thanksgiving is the start of the holiday season. It’s the countdown to Christmas, the first real family gathering since Easter or Fourth of July. For some people, it’s the only time they see their families. For many of us, it’s a...

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What the Finance is a Debt Repayment Plan

[ad_1] Is your debt stressing you out? If so, we promise you’re not alone. Especially if you are financing a home. According to the Center for Microeconomic Data, mortgage balances—the largest component of household debt—rose by $60 billion during the second quarter of 2018. If you’re committed to getting out of debt, we’ve got you covered on how to set up a debt repayment plan to make sure you stay on track and reach debt freedom as soon as you can. Here are five simple steps on how to jump-start your debt repayment journey: #1 Asses The Amount of Debt You Owe Of course,...

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The Scariest Things to Happen to Your Budget

[ad_1] I’ve been kicking around an idea for a scary movie. The main character leads a fairly normal life with a stable job, an affordable apartment and a partner to share expenses with. Things are going well. Then one day, they try to make a deposit at the bank – and there’s no record of an account by that name. When they show up to their job, that position no longer exists. Every trace of financial identity has vanished, and the character’s life spirals out of control until they eventually end up in a homeless shelter. Maybe that’s a terrible idea for...

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How to Save Money in Just 6 Simple Steps

[ad_1] You probably already know you need to save more money — but where do you start? The thought of stockpiling away funds isn’t glamorous, but learning some simple tricks for how to save money as early as possible will be beneficial in the long run by establishing good habits. And it’s easier than you may think to save money. Just a few strategic decisions is all you need to set yourself up for financial success. Before you know it, you’ll be hitting your savings goals with minimal effort. 1. Set Yourself Up With the Right Type of AccountSavings accounts provide a...

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5 Top Habits to Help You Stress Less About Your Finances

[ad_1] If your finances are a constant source of stress and anxiety, you’re certainly not alone. In fact, 40 percent of American adults say they would have a tough time covering an unexpected expense of $400 or more, according to the Federal Reserve’s Report on the Economic Well-Being of U.S. Households in 2017. Furthermore, 1 in 10 adults says they struggled to pay their bills at least once in the past year due to varying income. A sobering truth bomb? Reducing financial stress when you don’t make enough is nearly impossible, explains Emily Guy Birken, author of End Financial Stress Now....

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How to Set Yourself Up for Success During the Holidays

[ad_1] What’s in store for your credit this holiday shopping season?  Holiday shopping season is upon us. Whether you’re looking for a good deal on something you’ve wanted for a while or finalizing a list of gifts, there’s one thing you may not be paying enough attention to: your credit. Fortunately, we’re here to help with some pointers for you, whether your credit is in good shape or might need some work.  If you already have good credit… If you already have good credit, congratulations. That’s a real achievement for which you should be proud. Here are a few things to consider as...

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