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Bankruptcy

Manos Legal Services > Bankruptcy (Page 7)

WTFinance: What is a Credit Score? [Video]

[ad_1] [youtube https://www.youtube.com/watch?v=ucI4pOcbVYM?enablejsapi=1&autoplay=0&cc_load_policy=0&iv_load_policy=1&loop=0&modestbranding=0&rel=1&showinfo=1&theme=dark&color=red&autohide=2&controls=2&playsinline=1&&w=480&h=270]Thinking about buying a house? That new car you’ve be dreaming about? Opening that coffee shop/bookstore/record store that maybe also sells sandwiches? Having big dreams may also require good credit. To keep your eye on the prize, you need to keep an eye on your credit score, and we’re here to help.Why your credit score mattersFor starters, your credit score is the number that alerts bankers and lenders of how reliable you are when it comes to repaying debt. This score is calculated from things like if you pay your credit card on time, your credit card utilization...

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How to Travel Like a Minimalist and Save Money [Video]

[ad_1] [youtube https://www.youtube.com/watch?v=dXlyc1epqkA?enablejsapi=1&autoplay=0&cc_load_policy=0&iv_load_policy=1&loop=0&modestbranding=0&rel=1&showinfo=1&theme=dark&color=red&autohide=2&controls=2&playsinline=1&&w=480&h=270]If you want to travel more, it doesn’t have to be more expensive. There are many ways to travel like a minimalist— travel lighter while saving money for future traveling. Here are my six recommendation for traveling like a minimalist.# 1 Sign up for travel deal alertsThere are many airfare deal websites where you can subscribe for updates on the latest deals. This is a way to be in the know about cheap flights on certain dates and take advantage of them. Since one of the biggest costs of traveling is usually airfare, this is a way to...

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College Grads: Stepping-Stones to Starting Your Own Business

[ad_1] If you’re a recent college grad, you may aspire to turn your dream business into a reality. In fact, a survey conducted by the University of Phoenix reveals that 63 percent of people in their 20s were either entrepreneurs—or would like to be one someday. While that may come as no surprise, getting a venture up and running isn’t easy. As you know, it requires a ton of work, grit and resources. But no need to feel intimidated or overwhelmed. There are ways you can gradually build your own business that don’t necessarily require a lot of funds and time.   For...

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Why Nothing Good Comes from Pro Se Bankruptcy Filings

[ad_1] I have been a personal bankruptcy lawyer in Atlanta for more than 30 years and one of the trends that I have seen over all these years has been that personal bankruptcy is more complicated and confusing now than it is ever been in the past. Back in 1988, for example, I would often see pro se (people who filed bankruptcy without a lawyer) appearing at 341 hearings and Chapter 13 confirmation hearings. At that time, a pro se filer could head over to Office Depot and buy Chapter 7 or Chapter 13 forms, fill them out with a pen,...

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How College Grads Can Get Started Investing

[ad_1] If you’ve just graduated college—first off, congrats! And as you’re creating a massive “next steps” to-do list, that might include landing your first grown-up job, moving to new stomping grounds, or creating a budget, you’ll want to add one thing: investing. We get it. While retirement might seem like aeons away, here’s the thing: The sooner you squirreling your beans away for retirement, the better. In this article, we’ll go over a few pointers on how to get started investing if you’re a  fresh college grad:Start Small and Start NowGetting a jump on investing what you’re young benefits you in...

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The 4 Biggest Budget Suprises for New College Grads

[ad_1] Life after graduating college is a time of surprises. You’re thrust into the adult world for the first time, forced to earn your way and find your place, all while still feeling like a kid inside. Some people make the transition smoothly, but most of us struggle a bit.   That’s especially true when it comes to your finances. Given the poor state of financial education in American schools, most people graduate college barely able to write a check or remember the PIN number for their debit card. So, a little stumbling is inevitable – but that doesn’t mean you need to...

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7 Destinations with Strong Exchange Rates for US Travelers [Video]

[ad_1] [youtube https://www.youtube.com/watch?v=GDHDLeGwOO0?enablejsapi=1&autoplay=0&cc_load_policy=0&iv_load_policy=1&loop=0&modestbranding=0&rel=1&showinfo=1&theme=dark&color=red&autohide=2&controls=2&playsinline=1&&w=480&h=270]If you want to have the next trip of a lifetime you will want to stretch your budget as far as it can go and really make every dollar work for you. If you choose a destination where the US currency is strong you can save big bucks on everything without really trying. This is especially true when booking travel to typical expensive destinations, like Japan or Norway. Watching the foreign exchange rate, and traveling when it’s favorable for the US is a great way to plan an expensive trip and still save some money. Here are the top countries...

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Healthy And Affordable Ways to Brown Bag Your Lunch [Video]

[ad_1] [youtube https://www.youtube.com/watch?v=XVj9cvbrJIc?enablejsapi=1&autoplay=0&cc_load_policy=0&iv_load_policy=1&loop=0&modestbranding=0&rel=1&showinfo=1&theme=dark&color=red&autohide=2&controls=2&playsinline=1&&w=480&h=270]Welcome back to the collaboration between Mint and Brewing Happiness. I’m Haley, the girl behind Brewing Happiness – a blog about celebrating the small healthy choices we make in our lives, complete with recipes for everybody!  I’m here to give you tips on living a healthy, happy life on a budget.   Logistically lunch is the most difficult meal of the day. You’re eating it at work and packing it the night before or in the morning. It’s cold or microwaved. Nothing tastes fresh. Sauces drip into your bag. It takes planning. You end up giving up and buying lunch...

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Managing Money With Your Partner When You Earn More

[ad_1] Four years ago this month, I published When She Makes More, a guide for higher-earning married women who want to master their finances and thrive in their relationships.    Earning more money, as the wife in your hetero-relationship, may seem innocuous. What does it matter if your salary is bigger or smaller than your mate’s?   But as my published study determined, there are unique complexities in coupledom when she makes more than him.   Compared to married women who make as much or less than their spouses, women who make more are less satisfied in their relationships, less happy with their financial planning status,...

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Move Like a Minimalist: How to Avoid New Nest Syndrome [Video]

[ad_1] [youtube https://www.youtube.com/watch?v=cfDlyF7rME8?enablejsapi=1&autoplay=0&cc_load_policy=0&iv_load_policy=1&loop=0&modestbranding=0&rel=1&showinfo=1&theme=dark&color=red&autohide=2&controls=2&playsinline=1&&w=480&h=270]Spring is a common time when people start buying new homes, or simply moving to new apartments across town. Moving by itself is an incredibly stressful time, and no one needs to add additional financial stress into the mix. Moving tends to be expensive, transporting things across town (or further) and getting everything settled can put a major dent in an established monthly budget. Once you get to your new place, it’s likely that the layout of the furniture won’t be the same, and you’ll need to figure out how to best fit everything in while very likely...

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