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Bankruptcy

Manos Legal Services > Bankruptcy (Page 7)

Announcement: Mint Has a Fresh New Look on iOS

[ad_1] We know you love Mint, and Mint loves you right back. That’s why we’re updating the iOS app with a refreshed look and feel that features a sleek design, added benefits, and a simplified view of what’s important with your money. This month, Mint is rolling out a new app experience for iPhone users, featuring exclusive data-driven Mintsights to help existing (and new!) users effortlessly stay on top of their savings, expenses and budgeting. The refreshed app will intelligently use all of your financial data to unlock powerful money insights and money-saving offers and will be available to all Mint...

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Side Hustle 101: What You Need to Know About Renting Your Car

[ad_1] In the last decade, the idea of sharing — and monetizing — the things you’re not using has gained traction at lightning speed, and that’s thanks in large part to technology. It seems like everyone has some sort of side-hustle these days. Have an empty guest room? Airbnb can help you rent it out. Got a car and a few extra hours on the weekend? Uber and Lyft are happy to match you up with a rider.   When you combine this rise in new money-making opportunities with the fact that the average car spends 95 percent of its life sitting...

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How to Get Through Back to School Shopping on a Budget

[ad_1] Internships are coming to an end, blockbuster movies are in their final few weeks at cinemas, and slowly but surely people are beginning to pack up their pineapple floaties. It’s officially mid-August, which means summer is slowing down, and school is back in session. Whether you’re in your final years of high school, or beginning your first year of grad school in a new city, there is something about this time of year that makes people want to shop, shop, and shop. According to the National Retail Federation, total back to school spending for K-12 schools and college combined is...

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What You Need To Know About Student Credit Cards

[ad_1] Before my husband and I got married, we had a conversation about merging our finances. I wasn’t too worried about his financial habits – he’s always lived a  frugal lifestyle – but I wanted to know how compatible we were. I was more than a little surprised to find out he had no credit score.   As it turns out, he had avoided getting a credit card all through college because he was scared of falling into debt. The way he saw it, there was no reason to use credit if he only made purchases he could afford with cash. That...

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How to Build a Wardrobe for Your First Job After College

[ad_1] Once college is over, the possibilities are endless… but the money in your bank account may not be. When you’re diving straight into the job market from campus life, you may quickly realize you don’t have enough professional clothes to carry you through your first job. Fortunately, you don’t have to break the bank to look the part. With a little creativity and planning, you can build a grown-up wardrobe on a post-grad budget. From strategically purchasing mix-and-match basics to shopping secondhand, these tips will help you create a job-ready wardrobe that’s both functional and fashionable.Evaluate Your Current ClosetThe first...

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WTFinance: What is Savings?!

[ad_1]Even the most airtight budget can be caught off guard by unexpected expenses. What do you do when you’re hit with a large bill that needs to be paid immediately? Setting up a savings account and contributing to it regularly can save you a lot of worry down the road.50/20/30 BudgetIf you’re not sure how to start budgeting, a 50/20/30 budget may help. It provides a simple framework for your spending: 50% of your earnings should go toward essential expenses like rent and utilities, 20% should go into savings, and the remaining 30% can be used for personal expenses...

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WTFinance Are These Real Estate Terms?

[ad_1] About to buy a home? Feeling totally prepared?! Ha!   During the homebuying process, there are a ton of terms you’ll encounter that could be confusing or even deceiving. Unless you have the time and expertise to promote your property yourself or look for a new one, you will probably turn to a real estate broker for help. But it’s still important to learn the jargon you’ll encounter along the road of homeownership yourself! It can make the mortgage process less intimidating and provide even more clarity on the timeline of your home purchase.   We’ve rounded up some of the most common...

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Moving Checklist: How to Plan for the Unexpected

[ad_1] My husband and I are meticulous budgeters. Every expense is categorized and accounted for, from our monthly Netflix bill to our yearly charity contributions. We even have separate accounts for discretionary purchases. So when we recently planned to move from our apartment in Denver to a newly-purchased home in Indianapolis, we assumed the budget we’d cooked up would be right on the nose. We were so, so wrong. It’s not that we went over budget by a catastrophic amount, but the amount of surprising little expenses we encountered was staggering. The act of moving your entire life across the country is...

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Summer Closet and Budget Refresh

[ad_1] A new season means it’s time for new clothes. But how do you refresh your closet without blowing your summer budget? Fortunately, you don’t have to sacrifice your trip to the beach just to get that new pair of sandals. Use these tips to create a budget and strategically plan out your purchases.   Sell What You Don’t Need If you’re working with almost no budget, turn your old clothes into cash for new ones. Go through your wardrobe, gather gently used items you no longer wear and sell them on secondhand sites or to consignment stores. Use the money from these...

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How to Know If You’re Ready To Buy a House

[ad_1] There’s a reason why most people equate buying a home with settling down. Buying a home generally means your life is stable, your job isn’t in danger and you’re probably married or in a serious relationship. If you’ve reached this stage of adulthood, it means you likely have an idea of what you want out of life. Ideally, it also means your finances are in order. But as much as you may want to stop renting and start owning, the home buying process isn’t for the faint of heart. Beyond that, home ownership comes with a host of potential problems and...

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