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Bankruptcy

Manos Legal Services > Bankruptcy (Page 8)

Are the Days of Car Ownership Coming to a Close?

[ad_1] Self-driving vehicles are coming much sooner than expected — and the general consensus is that car ownership will bid us farewell. After all, with a dominant ride-sharing model in place, upfront purchase prices and ongoing maintenance costs seem less appealing. On top of that is the surging trend around “access vs. ownership,” where the car-owning value proposition is taking some real hits. In the future, getting around will be much easier and cheaper, and the hassle of owning a vehicle may quickly outweigh the benefits. What’s more, as driverless taxies become ubiquitous and accrue revenue 24/7, their prices will only...

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How to Find the Best Travel Deals [Video]

[ad_1] [youtube https://www.youtube.com/watch?v=dvE5ubOzRdI?enablejsapi=1&autoplay=0&cc_load_policy=0&iv_load_policy=1&loop=0&modestbranding=0&rel=1&showinfo=1&theme=dark&color=red&autohide=2&controls=2&playsinline=1&&w=480&h=270]It turns out, if you know where to look, you can travel the world pretty cheaply. But although the internet has made it extremely easy to research, find, and plan a trip of a lifetime it also has created a problem. Information overload. There are just too many sites and they all claim to have the best price. If you want to cut through the noise, here are the best resources – like websites and app – I use to find crazy travel deals. I’ve also written extensive articles with tips on how to find cheap flights and finding...

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Money Tips for Recent College Graduates

[ad_1] As a college graduate, your move into adulthood is off to a great start. But now you’re likely on your own (or will be soon) and managing your finances is more important now than it ever has been. We’re here to offer a few money tips so adulting seems less daunting.Create a Budget1. Track your income and spendingUsing a tool like Microsoft Excel is a great way to track your income and debt, but a pencil and paper does the job as well. The first step is to add up your monthly bills. Common monthly expenses for college graduates include:Rent Car...

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New Graduates: Kitchen Gadgets Worth the Splurge [Video]

[ad_1] [youtube https://www.youtube.com/watch?v=7ixwVrG4L0Q?enablejsapi=1&autoplay=0&cc_load_policy=0&iv_load_policy=1&loop=0&modestbranding=0&rel=1&showinfo=1&theme=dark&color=red&autohide=2&controls=2&playsinline=1&&w=480&h=270]Welcome back to the collaboration between Mint and Brewing Happiness. I’m Haley, the girl behind Brewing Happiness – a blog about celebrating the small healthy choices we make in our lives, complete with recipes for everybody! I’m here to give you tips on living a healthy, happy life on a budget. It’s graduation season! You’re turning the tassel, throwing your hat, and venturing into a new phase of life. This phase often comes with new jobs, locations, and living situations. Often this is the first “real” adult home (or apartment) you will have. So it’s time to trade in...

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Mint Bill Payment Feature No Longer Supported

[ad_1] At Mint, our goal is to make money management effortless. From budgeting, to tracking your transactions to regular credit score updates, we aim to help you stay on top of your finances. We are continuously innovating and improving the Mint experience to make that as easy and effortless as possible. We want to inform you that as of June 30, the bill payment feature within Mint will be discontinued. While this means you’ll no longer be able to pay your bills through Mint, you will still be able to track your bills, set reminders and mark bills as paid. You...

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4 Things We Kept Hearing On Our #TalkAboutMoney Tour

[ad_1] Over the past five months, I’ve had the unexpected pleasure of traveling the country with Mint to talk in 11 different cities about money in celebration of the book my company recently released, The Financial Diet. My partner Lauren and I, along with our spouses or other members of the TFD team, joined Mint up and down both coasts and in the middle of the country to speak honestly with our audience about what money means to them, and the unique challenges that their city brings, financially. (Oh, and we also drank awesome wine and had tons of great...

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Tech-Savvy Ways to Save on Car Expenses

[ad_1] Buying a car is expensive. Really expensive. In fact, your car payment is most likely only exceeded by your rent or mortgage payment. And that’s not to mention the cost of gas, maintenance, insurance and all of the other things that go hand-in-hand with automobile ownership. But with new technologies and car sharing options available, there are now new, inventive ways you could save some dollars (or even make money) to help ease your monthly burden.Save on Repair CostsTo better understand the inner workings of your car, the latest apps (like OBD Auto Doctor, Dash, or Automatic) analyze driving performance...

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How to Patch Up a Leaky Budget

[ad_1] Do you consider yourself a financially responsible young adult? Personally, I like to think that my finances are mostly in order. Rent, student loans, car payments—everything big is blocked off nicely. If the math works out right, I have a bit left over every paycheck to go into your savings or retirement account, and a little on the side to have some fun. At least, that’s what should happen. Recently, I looked over my bank statement and noticed a bit less money than I’d planned for and this prompted me to think that a thorough checkup was in order. I hadn’t...

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How to Spot and Avoid the Most Common Travel Scams [Video]

[ad_1] [youtube https://www.youtube.com/watch?v=3RFSSPoMp38?enablejsapi=1&autoplay=0&cc_load_policy=0&iv_load_policy=1&loop=0&modestbranding=0&rel=1&showinfo=1&theme=dark&color=red&autohide=2&controls=2&playsinline=1&&w=480&h=270]While travel brings new adventures and an exuberant happiness you thought was only possible on television sitcoms, it can also be ruined quite easily by falling for a travel scam. It’s human nature to think that we are smart enough to avoid getting ripped off. But, the truth is, it happens to the best of us. Including me! From being overcharged in taxi cabs to connecting to fraudulent wifi networks, travel scams exist in one form or another all over the world. But fear not, if you educate yourself on them before you take off you can avoid even...

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How Cognitive Biases Can Drive You Into Bankruptcy

[ad_1] Are you familiar with the term cognitive bias? A cognitive bias represents an error in reasoning or decision making when you disregard accurate information in favor of your subjective preferences and beliefs. In other words, you exhibit a cognitive bias when you “go with your gut” rather than more objective information. Taken to an extreme, cognitive biases can lead you into bankruptcy, or can prompt bad choices when you are in bankruptcy. Here are some examples. Have You Fallen Victim to the Sunk Cost Fallacy? One cognitive bias I see frequently in my bankruptcy practice is the sunk cost fallacy. It usually takes...

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