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Bankruptcy

Manos Legal Services > Bankruptcy (Page 9)

Why Nothing Good Comes from Pro Se Bankruptcy Filings

[ad_1] I have been a personal bankruptcy lawyer in Atlanta for more than 30 years and one of the trends that I have seen over all these years has been that personal bankruptcy is more complicated and confusing now than it is ever been in the past. Back in 1988, for example, I would often see pro se (people who filed bankruptcy without a lawyer) appearing at 341 hearings and Chapter 13 confirmation hearings. At that time, a pro se filer could head over to Office Depot and buy Chapter 7 or Chapter 13 forms, fill them out with a pen,...

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How College Grads Can Get Started Investing

[ad_1] If you’ve just graduated college—first off, congrats! And as you’re creating a massive “next steps” to-do list, that might include landing your first grown-up job, moving to new stomping grounds, or creating a budget, you’ll want to add one thing: investing. We get it. While retirement might seem like aeons away, here’s the thing: The sooner you squirreling your beans away for retirement, the better. In this article, we’ll go over a few pointers on how to get started investing if you’re a  fresh college grad:Start Small and Start NowGetting a jump on investing what you’re young benefits you in...

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The 4 Biggest Budget Suprises for New College Grads

[ad_1] Life after graduating college is a time of surprises. You’re thrust into the adult world for the first time, forced to earn your way and find your place, all while still feeling like a kid inside. Some people make the transition smoothly, but most of us struggle a bit.   That’s especially true when it comes to your finances. Given the poor state of financial education in American schools, most people graduate college barely able to write a check or remember the PIN number for their debit card. So, a little stumbling is inevitable – but that doesn’t mean you need to...

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7 Destinations with Strong Exchange Rates for US Travelers [Video]

[ad_1] [youtube https://www.youtube.com/watch?v=GDHDLeGwOO0?enablejsapi=1&autoplay=0&cc_load_policy=0&iv_load_policy=1&loop=0&modestbranding=0&rel=1&showinfo=1&theme=dark&color=red&autohide=2&controls=2&playsinline=1&&w=480&h=270]If you want to have the next trip of a lifetime you will want to stretch your budget as far as it can go and really make every dollar work for you. If you choose a destination where the US currency is strong you can save big bucks on everything without really trying. This is especially true when booking travel to typical expensive destinations, like Japan or Norway. Watching the foreign exchange rate, and traveling when it’s favorable for the US is a great way to plan an expensive trip and still save some money. Here are the top countries...

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Healthy And Affordable Ways to Brown Bag Your Lunch [Video]

[ad_1] [youtube https://www.youtube.com/watch?v=XVj9cvbrJIc?enablejsapi=1&autoplay=0&cc_load_policy=0&iv_load_policy=1&loop=0&modestbranding=0&rel=1&showinfo=1&theme=dark&color=red&autohide=2&controls=2&playsinline=1&&w=480&h=270]Welcome back to the collaboration between Mint and Brewing Happiness. I’m Haley, the girl behind Brewing Happiness – a blog about celebrating the small healthy choices we make in our lives, complete with recipes for everybody!  I’m here to give you tips on living a healthy, happy life on a budget.   Logistically lunch is the most difficult meal of the day. You’re eating it at work and packing it the night before or in the morning. It’s cold or microwaved. Nothing tastes fresh. Sauces drip into your bag. It takes planning. You end up giving up and buying lunch...

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Managing Money With Your Partner When You Earn More

[ad_1] Four years ago this month, I published When She Makes More, a guide for higher-earning married women who want to master their finances and thrive in their relationships.    Earning more money, as the wife in your hetero-relationship, may seem innocuous. What does it matter if your salary is bigger or smaller than your mate’s?   But as my published study determined, there are unique complexities in coupledom when she makes more than him.   Compared to married women who make as much or less than their spouses, women who make more are less satisfied in their relationships, less happy with their financial planning status,...

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Move Like a Minimalist: How to Avoid New Nest Syndrome [Video]

[ad_1] [youtube https://www.youtube.com/watch?v=cfDlyF7rME8?enablejsapi=1&autoplay=0&cc_load_policy=0&iv_load_policy=1&loop=0&modestbranding=0&rel=1&showinfo=1&theme=dark&color=red&autohide=2&controls=2&playsinline=1&&w=480&h=270]Spring is a common time when people start buying new homes, or simply moving to new apartments across town. Moving by itself is an incredibly stressful time, and no one needs to add additional financial stress into the mix. Moving tends to be expensive, transporting things across town (or further) and getting everything settled can put a major dent in an established monthly budget. Once you get to your new place, it’s likely that the layout of the furniture won’t be the same, and you’ll need to figure out how to best fit everything in while very likely...

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Are the Days of Car Ownership Coming to a Close?

[ad_1] Self-driving vehicles are coming much sooner than expected — and the general consensus is that car ownership will bid us farewell. After all, with a dominant ride-sharing model in place, upfront purchase prices and ongoing maintenance costs seem less appealing. On top of that is the surging trend around “access vs. ownership,” where the car-owning value proposition is taking some real hits. In the future, getting around will be much easier and cheaper, and the hassle of owning a vehicle may quickly outweigh the benefits. What’s more, as driverless taxies become ubiquitous and accrue revenue 24/7, their prices will only...

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How to Find the Best Travel Deals [Video]

[ad_1] [youtube https://www.youtube.com/watch?v=dvE5ubOzRdI?enablejsapi=1&autoplay=0&cc_load_policy=0&iv_load_policy=1&loop=0&modestbranding=0&rel=1&showinfo=1&theme=dark&color=red&autohide=2&controls=2&playsinline=1&&w=480&h=270]It turns out, if you know where to look, you can travel the world pretty cheaply. But although the internet has made it extremely easy to research, find, and plan a trip of a lifetime it also has created a problem. Information overload. There are just too many sites and they all claim to have the best price. If you want to cut through the noise, here are the best resources – like websites and app – I use to find crazy travel deals. I’ve also written extensive articles with tips on how to find cheap flights and finding...

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Money Tips for Recent College Graduates

[ad_1] As a college graduate, your move into adulthood is off to a great start. But now you’re likely on your own (or will be soon) and managing your finances is more important now than it ever has been. We’re here to offer a few money tips so adulting seems less daunting.Create a Budget1. Track your income and spendingUsing a tool like Microsoft Excel is a great way to track your income and debt, but a pencil and paper does the job as well. The first step is to add up your monthly bills. Common monthly expenses for college graduates include:Rent Car...

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