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Leaving Shame Behind After Divorce

[ad_1] The emotions attached to the divorce process are unique to the individual. You may feel happy that you are finally free of a dysfunctional marriage. You may feel angry that all of the time, love, and effort you put into the marriage is all for not. You may feel guilty with the idea that you and your co-parent could not make your relationship work, and now your shared children will have to have two separate homes and have to process the end of their parents’ marriage. One of the more common emotions attached to the divorce experience is shame. Marital discord When you...

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Consumer Commission – Student Loan Discharge Recommendations

[ad_1] The American Bankruptcy Institute’s Commission on Consumer Bankruptcy issued its final report last week.   This is the first in a series of articles about those recommendations.  To see more information about the Commission, follow this link. As a commissioner, I can tell you that the subject of student loans in bankruptcy was probably the single most popular topic of suggestions to and discussions  within the Commission. And the Commission took that to heart. Most critically, we recommended bankruptcy law be re-written to allow for more student loans to be discharged — or paid — in bankruptcy cases.  The very first...

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How To Minimize Divorce Damage And Speed Your Recovery

[ad_1] The road to divorce recovery is typically long and arduous. Family court is set up in a way that tends to breed conflict, making amicable breakups tough to accomplish. Unfortunately, the divorce process tends to be even more challenging for men and fathers. So many guys end up with alimony and child support payments that bleed them dry financially and far too many fathers are left with unfavorable child custody arrangements that limit the role they play in their children’s lives. The stress and emotional turmoil of divorce increases the physical and mental health risks men are exposed to – divorce...

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What Couples Get Wrong About Marriage · Divorced Moms

[ad_1]  Emily Cowen, a musical artist I enjoy sings, “Even though we just met, these feelings are so beautiful, you and me were meant to be together.” And that is where “love” songs get love wrong. You’ve just met, the feelings are beautiful so, goodness gracious, you must be meant to be together. Wrong! Long-lasting marriages and relationships aren’t based on beautiful feelings. They thrive because of compatibility and the unique differences both genders bring to the relationship and how well each can resolve a conflict. A bit about marital compatibility Let’s look at the role compatibility plays in lasting marriages. Initial compatibility, the butterflies...

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5 Ways to Optimize Your Tax Refund

[ad_1] With tax day right around the corner, you may be wondering how best to use your tax refund. The average refund, according to the latest IRS data, comes in at $2,873—a good chunk of money that could help you make some real headway on your financial goals. So what’s the best way to really optimize your refund? Let’s unpack the details. Here are five ways to help your tax refund pack the biggest punch and put you on the most solid financial ground. 1. Chip Away at Your Debt High-interest debt is a serious wealth killer, especially if you’re carrying balances from...

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Credit Card Reviews: Best Travel Rewards Credit Cards

[ad_1] From the Mint team: Mint may be compensated if you click on the links to our issuer partners’ offers that appear in this article, including Chase. Our partners do not endorse, review or approve the content. Any links to Mint Partners were added after the creation of the posting.  Mint Partners had no influence on the creation, direction or focus of this article unless otherwise specifically stated. There is little in life more thrilling than the feeling of a jet powering up for takeoff. But while travel may be fun, the cost of flights and hotels can turn even a...

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Equal Joint Custody After Divorce Bill Being Considered in Iowa

[ad_1] If you are a parent knee-deep in the divorce experience, you already understand what is at stake. Not only are you facing the uncertainty of losing a substantial amount of your life’s work, but more importantly, you could be losing your children to your soon-to-be ex-spouse.You do not want to give up your role as an active and loving parent in their lives, and you should not have to. You should be able to take them to school, have meals with them, help them with their homework and tuck them in at night, regardless of your marital status or relationships with their...

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5 Ways Dads Can Bond With Their Children After Divorce

[ad_1]  When I was an eight-year-old boy, I looked to Hank, the father figure in my life, for all the things the other kids my age seemed to enjoy with their dads. Sadly, Hank wasn’t willing to be engaged in my life. He adored my mom, but my siblings and I were simply excess baggage. While my mother was affectionate and nurturing, Hank’s love for us was missing in action. As a youngster longing for a strong, caring father figure in my life, it would have gone a long way toward forging a close bond between Hank and my siblings and...

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401k Early Withdrawal: What to Know Before You Cash Out

[ad_1] There are a number of reasons why it might be tempting to cash out your hard-earned 401k savings before retirement. From hefty car or home repairs to emergency medical expenses, sometimes unexpected circumstances cause us to seek out extra cash. In fact, 1 in 3 people have resorted to a 401k early withdrawal, often when in between jobs. However, it’s important that you’re aware of any penalties and fees before you choose to withdraw. Additionally, 401k early withdrawals may have unwanted impacts on your taxes. Read on to learn exactly what happens when you decide to dip into your 401k...

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3 Reasons Divorced Dads Should Always Take The High Road

[ad_1] Very few couples make it through the entire divorce process without at least a few points of contention. Divorce, by its very nature, is adversarial and tends to breed conflict. Amicable divorces are rare. Although no-fault divorce is now the norm and it is no longer always necessary to prove marital fault, there still are plenty of opportunities for emotions to erupt. The process of negotiating child custody arrangements, child support agreements, property division, and alimony/spousal support often is tense and involves a lot of back and forth at a time when each party is already in a precarious emotional state. However,...

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