a

Facebook

Twitter

Copyright 2018 Manos Legal Services.
All Rights Reserved.

8:00a - 5:00p

Opening Hours Mon. - Fri. | Evening & Sat Appointments Available

330.745.4477

Call Us For Free Consultation

Facebook

Twitter

Search
Menu
 

Our Blog

High moral and ethics standards.
Manos Legal Services > Our Blog (Page 4)

Rescission & Bankruptcy

[ad_1] Rescission, what is it and what does it have to do with bankruptcy? 11 U.S.C. § 524(c)(4) outlines the basis for rescission but it really does not identify what rescission does for you. A rescission breaks or cancels a promise to pay and it is completely legal IF performed according to 11 U.S.C. § 524(c)(4). Clear as mud? Let’s break it down even further. When you file for Chapter 7 relief you may be asked to reaffirm on such things as a house or vehicle note. There are reasons you may or may not want to reaffirm those notes but for...

Continue reading

Can Gratitude Fix Your Relationship With Money?

[ad_1] When you’re trying to get your financial house in order, it’s easy to get lost in the specifics. You might stress about how to adjust your budget, where to find some extra cash for the holidays or what funds to choose for your portfolio. But sometimes, making the right financial choices will only take you so far.  Many of us have deeper issues with money – issues that can’t be resolved with spreadsheets or budgeting apps. As much as we might like to think that our financial choices stem from cold logic, they’re more likely to come from emotion. It’s...

Continue reading

DadsDivorce Wishes You A Merry Christmas

[ad_1] To our readers, While the holidays are a time of joy for many families, that is not always the case when you have gone through divorce or are in the middle of one. Divorced fathers often spend the holidays separated from their children, and that is heartbreaking. It is especially tough when it is your first holiday season as a divorced dad. Instead of warmth and happiness, you might be feeling isolated and lonely. As tough as this is, it is important to keep in mind these emotions are all part of the healing process. DadsDivorce has produced numerous articles, videos, and...

Continue reading

The Power of The Christmas Spirit: It’s About Coming Together

[ad_1]  For some, Christmas is a religious holiday, and everything is secondary to that. It commemorates the arrival of salvation. But, for others, Christmas lost its religious meaning long ago – but remains inspirational. What is it about this grand holiday that has such a deep and resonating message? Money, gifts, and commercialism aside, why has it endured? It’s the festive season…we’ve bought gifts, received gifts, exchanged gifts. We’ve organized large and festive family meals, visited friends and been merry. Let’s take a moment to see what this season is all about. The Power of The Christmas Spirit: Christmas has evolved…it has become...

Continue reading

Saving for College? Here’s What You Need to Know

[ad_1] The average student loan debt is currently $37,172, racking up over $1 trillion in student debt nationally — and this number is only expected to grow. As a parent, this may spark some worry about your child’s financial future. You want them to establish good money management habits like building credit and avoiding debt, but with so many financial hurdles, the prospect may seem insurmountable. The good news is that with some proper education and planning, you can start saving for college and set your child up for a quality education that won’t break the bank. Here’s how. Anticipate Your Savings...

Continue reading

3 Ways to Cope When Your Divorce Sneaks Up On You

[ad_1] Divorce is not always an occurrence that goes away once the decree is finalized. It is an event that can come up without intention. You could be focused on something else going on in your life, and all of the sudden, you get an email or text message from your ex-spouse asking for more money or telling you that your children cannot make your regularly scheduled parenting time. These types of occurrences can weigh on you, especially when you are doing everything you can to move on from the emotional stress that the divorce process entailed. Dealing with these feelings in...

Continue reading

How to Reassess Your Spending Plan in 7 Steps

[ad_1] Just like how your needs and preferences change, so do your spending and saving patterns. In turn, budgets are living, breathing things. With that in mind, the end of year is the perfect time to take a deeper look at your money situation and make changes to your spending plan. After all, how can you get to your destination without an up-to-date roadmap? Here are steps to take to review your spending plan, and make tweaks accordingly: 1. Account for Changes in Living Expenses If you’re feeling a bit of a squeeze with your budget, there are greater forces at large. It...

Continue reading

Tips For Surviving The Holidays After Divorce

[ad_1]Here are some practical ideas for surviving the holidays, especially if this is your first Christmas as a single woman. As we all know, the holidays can be stressful, but it seems even worse after a divorce. When the holiday stress starts, take a deep breath and use some of the suggestions below to help you survive the season.Article by Shelley StileThe Holidays are upon us once again and for many of you, this might be the first time around as a new unit, I.E. without your ex. It's a difficult time, no doubt about it, and just another...

Continue reading

Top Tips to Save on Big Purchases

[ad_1] Living an ultra-frugal lifestyle can get exhausting. It feels good to save money, but some people take it to extremes that border on compulsive. When you find yourself scouring the internet to find a coupon for 10% off a tube of toothpaste, it’s probably time to reevaluate your priorities. But there are times when extreme frugality actually pays off, such as when shopping for a large purchase. The 10% coupon that seemed so silly to use on toothpaste could be worth hundreds if used on a couch from West Elm. Getting as little as 3% cash back on a new...

Continue reading

How To Stay Healthy During A Divorce

[ad_1] Divorce has a way of impacting nearly every part of your life. The costs of divorce – attorney fees, child support, alimony, and more – can wreck your finances. Depending on how the division of property goes, your living situation can drastically change. And worst of all, divorce can even change the amount of time you get to spend with your children. With so much at stake, it is understandable if you start to feel stressed and overwhelmed. That can take a huge toll on both your mind and body. It is critical to be proactive in taking steps to minimize the...

Continue reading